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Residents
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| | The City of Victorville's Redevelopment Housing Division has worked extensively to provide quality and afforable housing for all Victorville residents. The Redevelopment Housing Division offers several programs for residents who are dreaming of owning a home or are in need of assistance for vital repairs and rehabilitation, including a program specifically designed for Seniors. More information on each program and their requirements are listed below. For additional information, contact us at (760) 955-5032 or housing@victorvillecity.com.
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| | Mortgage Assistance Program
The Mortgage Assistance Program (MAP) is a homebuyer program designed to assist in the costs of purchasing a home. The MAP is a deferred silent second loan that is repaid with a shared equity at the time of sale, refinance, when the homeowner ceases to occupy the home as their primary residence, or at the end of the loan term (30 years). The City can assist with the amount of down payment and/or closing costs to purchase your home in the City of Victorville.
There are a couple of steps that need to be taken to utilize the program.
The first step is to attend a Homebuyer Education Program. Please contact the Inland Fair Housing Mediation Board at (800) 321-0911 or www.inmedbd.com, the Neighborhood Housing Services of the Inland Empire at (909) 884-6891 or www.nhsie.org, or Neighborhood Partnership Housing Services at (800) 761-6747 or www.NPHousingServices.org. Attending one of these classes will educate you on the process of purchasing and maintaining a home.
The next step is to contact one of our Participating Lenders (link below).
The Participating Lenders will help get the process started. For income guidelines and answers to the most commonly asked question, please download the Mortgage Assistance Program Brochure.
MAP Homebuyer Brochure (PDF - 120kb)
Approved Lender List (PDF - 82kb)
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| | Residential Rehabilitation Program
Residential Rehabilitation Program for Owner-Occupied Qualified Homeowners
Due to FY 2009-2010 budget constraints, the City will not be funding the OOR this fiscal year. - Receive up to $60,000 for Home Repairs
- 0% Interest
- No monthly payments
- Loans deferred until property sold or refinanced
Only for health and safety improvements, home repairs such as roofing, heating, plumbing, electrical, handicap improvements, termite fumigation, paint, smoke detector or water heater replacement.
Not for remodeling, new construction, landscaping or cosmetic improvements.
Available only to qualified, low-income homeowners.
For more information on the Residential Rehabiliation Program, please contact us at housing@victorvillecity.com.
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| | Senior Home Repair Program
This program was implemented by the Finance/Development Departments. The program provides grants to low-income homeowners who are: at least 60 years of age; or handicapped; or permanently disabled, to make home repairs to correct code violations and unsafe conditions. | |
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